Last updated · June 2026
Pago io decides whose turn it is to pay the next round — and that's all it does. It has no account, no network, and no analytics: everything stays on your iPhone.
Data collection
Pago io collects no data. No account, no usage analytics, no crash reporting, no advertising or device identifiers, no location. There are no servers, and the app makes no network connections at all.
What stays on your device
The crews you create, the member names you type, and the record of who paid are stored locally on your iPhone using Apple's SwiftData framework. This information never leaves your device, isn't synced to iCloud, and is removed when you delete the app.
No money, no contacts
Pago io is a turn-taking app, not an expense splitter — it never handles amounts, payments, or bank details. It also never asks for access to your contacts; member names are simply typed in.
Third-party services
Pago io uses no third-party SDKs, no analytics, no advertising networks, and no external APIs. A result is shared only when you tap Share, through the standard iOS share sheet.
Children's privacy
Pago io collects no data from anyone, including children.
Changes to this policy
If this policy changes, the updated version will appear at this URL with a revised date above.
Contact
For privacy questions, email parham.karbasi78@gmail.com. Pago io is independently developed by Parham Karbasi.